Financial abuse happens when one partner controls or restricts the other’s access to money or economic resources. This form of abuse can be subtle or extreme, but it always seeks to create dependence.
Financial abuse often appears in domestic violence cases and may be considered when courts evaluate protective orders and other legal remedies.
Controlling access to money
A partner who withholds access to bank accounts, credit cards, or cash may be engaging in financial abuse. This includes refusing to share financial information, placing accounts solely in their name, or requiring permission for every purchase. When one person controls all financial decisions, the other becomes economically dependent and struggles to leave the relationship.
Restricting employment or education
Some abusers prevent their partners from working or pursuing education. They may sabotage job opportunities, discourage career advancement, or force a partner to quit working. This tactic limits financial independence and makes it harder to seek support or escape the abusive situation. New Jersey courts may consider this behavior when evaluating restraining orders or alimony. Restraining orders can include financial protections, such as temporary support or asset freezes, to prevent further harm.
Exploiting financial resources
Financial abuse can involve forcing a partner to hand over paychecks, running up debt in their name, or making major financial decisions without consent. In some cases, abusers refuse to pay bills or withhold child support as a form of control. Those being abused may struggle with damaged credit, legal issues, and financial instability long after leaving the relationship.
Seeking financial independence
Recognizing financial abuse is the first step in regaining control. Creating a separate bank account, building credit, and seeking legal protections can help establish independence.